"We are all faced with a series of great opportunities brilliantly disguised as impossible situations"
Charles R. Swindoll
Some more great ways to save money are as follows:
* Something as simple as placing plastic over your windows during the winter months to keep drafts out. They have kits you can purchase at your local home improvement stores. This is another thing I remember my Dad doing when I was growing up. We had a couple really large windows that he would cover, then use a hairdryer to get all the "kinks" out.
* Programmable thermostats!
* Eliminate any extra services you may currently pay for like dry cleaning or lawn care.
* Install foam gaskets behind your outlet covers, makes a huge difference and watch the savings add up!
* Inspect windows, doors, etc. and apply caulk as needed.
* Insulate your water heater (insulating jackets also sold at your local hardware store) You can save up to $100.00 a year!
* Replace furnace filters regularly
* Use ceiling fans not only for cooling your home, but to distribute warm air as well. They can save you up to 15% :-)
* Purchase energy saving appliances and apply for tax credits Usually eligible for 30% federal tax credit up to $1500.00 for all improvements combined
* Change light bulbs to compact fluorescent, they generate less heat and use less energy. These are actually more cost effective to leave on for a period of time, then to continuously turn them on and off.
* Spend less on entertainment. Instead of dropping a ton of $$ at the movie theatre, consider redbox, $1.00 rental per night. Cook up some popcorn, drinks and snuggle up in the comfort of your own home and enjoy!
There are many activities that are free of cost in your local communities, or low cost. Check out your local parks and recreations :-)
* Utilize your local library. Great resources and books for free! They also offer wonderful children's programs and activities. As well as things for students and adults. The girls and I spend a lot of time in the library, especially during the summer to participate in their reading programs.
* A huge money saver is to plan and prepare your meals at home. I've heard so many people say they don't have time! But how can you not take time to save $$? Make clipping coupons and price comparisons a must. Shop several stores and record your receipts to find the best prices. There is a wealth of resources on your local stores sites. Does all this sound time consuming, overwhelming? At times, but think of the benefits once your system is in place. So much more cost effective! More posts to come on this as well. :-)